When real estate assets are at stake you need more than an insurance company,
you need an insurance broker who is a true business partner.
The result? Property insurance coverage based on the exposures of your assets and your property risk challenges.


  • Asset managers
  • Condominium associations
  • Real Estate Contractors
  • Property managers
  • Hotels and motels
  • Multifamily owners and managers
  • Property developers and owners
  • Affordable Housing Owners
  • Resorts & Wineries

Property Specialties

  • Coastal Properties
  • California Earthquake with All Other Perils (AOP)
  • Builders’ Risks (including Renovations)
  • Excess Property
  • Difference In Condition
  • Vacant Property
  • Inland Marine
  • Equipment Floaters
  • Ocean Marine & Cargo
  • Stand-alone Terrorism


Property Insurance – including business income, loss of rents, extra expense, boiler & machinery, Difference-In-Conditions, builders risk

Commercial Liability Insurance – including general liability, auto, environmental, Owner Controlled Insurance Programs (OCIP), excess and umbrella

Professional Liability –  including directors and officers, errors and omissions, employment practices liability, crime, fiduciary and kidnap & ransom

Cyber Liability – including data breach, cyber deception, voluntary notification costs, coverage for 3rd Party vendors handling payment information  (PI), broad multimedia liability covers insured’s websites, social media, and other non-electronic media, and payment card industry (PCI) fines

Additional Coverages – stand-alone terrorism, renter’s insurance, security deposit insurance



Click on the Download button to access a library of forms, regulations and white papers.


For a comprehensive review of your risks and your current coverage contact Ken Johnson at ISU Insurance Services of San Francisco.

Ken Johnson
Ken Johnson
415-623-5194 (O)
415-819-2422 (C)