Loss control plays an important role in your business’s risk management program. Implementing loss control strategies can lower claim severity and occurrence resulting in reduced premiums and a lower total cost of risk. We dive deep into your business to proactively identify and mitigate exposure areas. To further protect against loss, we provide safety management and compliance programs that help protect your employees and reduce your workers’ compensation costs.
Your business is unique which is why we offer customized safety solutions based on each client’s strategic safety goals and objectives. We offer a wide range of safety training in multiple languages for management and other levels of personnel.
Whether you face simple HR issues or require more extensive HR support, ISU can provide the resources you need.
Our goal is to take the burden of compliance off the shoulders of the business owner or manager by providing convenient and simple-to-implement human resource products and services. We work closely with labor attorneys to make sure you stay current with the ever-changing federal and state employment requirements that apply to businesses in every industry throughout the nation.
HR Services:
- Online HR Library – Thousands of pages of HR content featuring the most current federal and state laws and updates
- Simple Step-By-Step HR Guides – Best practices for hiring, interviewing, terminating and getting started with COBRA
- Job Description and Classification Tools – Conduct job analysis and determine “essential functions” as defined by the Americans with Disabilities Act
- Salary Benchmarking Capabilities – Get a compensation report either annually or by the hour in every state relating to over 800 positions
- Human Resource Forms – Hundreds of human resource forms, policies and checklists available for downloading, customizing and printing
- State and Federal COBRA Information
- Quick Answers – Get quick HR and benefits answers you need via email or phone
- Human Resource Training – Including but not limited to interviewing skills, sexual harassment preventions, meeting management, and teambuilding
- Start Up Business Support – Help with recruitment, policy development, HR management and more
- Human Resource Audit – Review of current human resource policies, job classifications and employee handbooks
- Employee Surveys
- Employee Handbooks – It is an excellent vehicle for explaining benefits and important company information, and for meeting state and federal employer requirements.
- Workers’ Comp Case Management – Reducing your workers’ comp costs by monitoring your claims, working with your carrier and providing guidance in employee performance and disciplinary issues.
For a complete list of ISU’s Human Resource Services or if you have any questions, request to be contacted by an ISU advisor.
Once a loss has occurred such as property damage or a lawsuit, a new level of service is required. From start to finish, handling the claim effectively and making the client whole is our focus. ISU proactively manages the claims reporting process to expedite the collection of comprehensive claims information. We work closely with the claims departments of our insurance company partners to ensure that each claim is resolved as favorable as possible for our clients.
Claims Review
Resolve claims more promptly with face-to-face meetings with all parties. ISU organizes these meetings. Report on claims reviewed provides insight to you and guides claim adjusters to ensure quality claim handling.
Claims Audit
Review claim files to assure that claims are being handled proactively. Audits can assure that reserves are realistic as claims status change.
Loss Trend Report
Based on current loss run data, ISU Claims Services will prepare a detailed loss graph analyzing trends in causes of accidents and types of claims.
First Aid Claim Set-Up
A comprehensive first-aid program can ensure that those claims meeting the “first-aid” criteria are not reported to your workers’ compensation carrier, thus mitigating negative loss experiences.
For more information about our claims management process or if you have any questions, request to be contacted by an ISU advisor.
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